How to Use IRCTC iMudra, the Best Online e-wallet


IRCTC iMudra is an easy-to-use online wallet that enables people to book train tickets, make movie reservations, and transfer money, etc. through a seamless process. But what makes it the best online e-wallet is that it offers users plenty of benefits and discounts. Ready to use? Here is what you have to do.

best online e-wallet


1. Log on to the IRCTC iMudra website https://www.irctcimudra.com/home.
2. Fill all personal details after clicking on the signup button. 
3. Verify your number by entering the OTP.
4. Once the registration is complete, you will receive both the virtual and physical card.

While the IRCTC iMudra virtual card is free of cost, the physical card can be availed at a nominal fee of Rs. 500. Once you get hold of your IRCTC iMudra wallet, you can start booking train tickets through a simple 6-step process.


  1. Login to IRCTC with your existing IRCTC user id and password.
  2. Click the ‘IRCTC e-Wallet registration’ link under the IRCTC e-Wallet section in the ‘Plan my travel’ page.
  3. Complete verification process by providing PAN or AADHAR card details and other information required. 
  4. Deposit a one-time registration fee of INR 50/- (excluding service tax) online with any of the available payment options. 
  5. Credit the IRCTC e-Wallet account with a minimum deposit fee of INR 100/- and top-up with the required booking amount. 
  6. Pay ticket booking amount through the IRCTC e-Wallet app which is displayed as a payment option. 


You can easily top up your IRCTC iMudra wallet using any payment mode such as credit card, debit card, net banking or UPI. An easy way to send or receive money, your IRCTC iMudra wallet can come in handy when you’re low on cash. Just use the debit card to withdraw money from any VISA-enabled ATM in India. This VISA wallet app is easy to use and it’s now available for iPhone users as well. You can download the mobile app from the App Store and enjoy exclusive benefits specially designed just for you. For more details, visit https://www.irctcimudra.com/home and start using the "best online e-wallet" currently available!

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