IRCTC iMudra Prepaid Card provides you the best of both virtual and physical transactions


IRCTC iMudra is an online payments wallet which offers the convenience of booking tickets, goods and services including common household goods and entertainment services as well as facilitation of smooth and easy money transfers over the iMudra network. The app has been hailed for its safety and security as access is only allowed after user authentication.One can even use iMudra digital prepaid card to withdraw money anywhere anytime which is enabled for users who have verified their KYC details.

The smart wallet greets you by name, displays your wallet balance and allows you to check your transaction history with ease. The home screen of the app also displays easily organized options of send, easy OTP and offers that consist of special deals released by service outlets from time to time. One can also order a physical card, the cost of which is Rs 200 and a virtual card which one gets for free.

iMudra Prepaid card



iMudra prepaid card can be recharged through the payment wallet wherein one can add any amount they like to top the card up. IRCTC prepaid card can then be used to perform any online transaction with a simple swipe of your card.

Other features of this online prepaid card are :

In order to sign-up for IRCTC iMudra wallet, all you have to do is visit the IRCTC iMudra website, click on "Signup" tab and fill in the details. You will be requested to verify your mobile number through OTP.

IRCTC iMudra card is a prepaid card. However, while transacting online, you can choose Credit Card on the payment page to transact with your iMudra card. A registered user can have one virtual card and one physical card. User is charged Rs 10 for the virtual card and Rs 200 for the physical card. There is no card activation fees.

iMudra card ATM charges: First three transactions in a month on a Federal Bank ATM are free. Any subsequent transaction will be charged at a rate of Rs 20 + applicable taxes. Any transaction on a non-Federal Bank ATMs will be charged at a rate of Rs 20 + applicable taxes. Currently, the card allows you to make purchases only on Indian websites only.

Wallet limit: For minimum KYC verified users, monthly wallet limit is Rs 10,000. For full KYC verified users, monthly wallet limit is Rs 1,00,000. Full KYC enables users to send money to friends and family (recipient needs to be full KYC as well), enables ATM withdrawal on the physical card.

Location: New Delhi, Delhi, India

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